{"id":5953,"date":"2026-08-13T09:00:31","date_gmt":"2026-08-13T02:00:31","guid":{"rendered":"https:\/\/www.ayolinx.id\/?p=5953"},"modified":"2026-08-13T11:10:44","modified_gmt":"2026-08-13T04:10:44","slug":"virtual-account-bni","status":"publish","type":"post","link":"https:\/\/www.ayolinx.id\/en\/blog\/virtual-account-bni\/","title":{"rendered":"BNI Virtual Account: How to Pay, Codes, and Admin Fees"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Have you ever received a BNI Virtual Account number when shopping online or paying a bill, but you are still confused about how to pay it? Don't worry, BNI Virtual Account payments can be made through the wondr by BNI application, BNI Mobile Banking, BNI ATMs, internet banking, BNIdirect business, tellers, Agen46, and even other banking services.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.ayolinx.id\/en\/blog\/virtual-account\/\">Virtual Account<\/a> make payments easier because each number can be used as a customer or transaction identity. After a successful payment, the system can recognize the transaction and forward it to the company's or service provider's main account.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, before making a payment, you need to understand the difference between a BNI Virtual Account number and the BNI bank code. The VA number is provided by the merchant or bill provider, whereas the BNI bank code is 009 and is typically used when making a transfer from another bank.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is a complete explanation regarding BNI Virtual Accounts, bank codes, payment methods, admin fees, and solutions if your transaction encounters issues.<\/span><\/p>\n<h2><b>What is a BNI Virtual Account?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">A BNI Virtual Account is a virtual account number used to help companies or institutions receive and identify payments from customers. Each VA number can be linked to a specific customer or transaction. Therefore, the company can know exactly who made the payment without having to ask the customer to send a manual transfer receipt.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">BNI Virtual Accounts are commonly used for:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Online shopping payments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Education fee payments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Monthly bill payments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ticket and travel payments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Insurance payments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Installment payments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Government service payments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Digital product payments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Business customer payment receipts<\/span><\/li>\n<\/ul>\n<h2><b>How Does a BNI Virtual Account Work?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The workflow of a BNI Virtual Account can be explained through the following steps:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The customer selects BNI Virtual Account as the payment method.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The merchant's system generates or displays the VA number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The customer copies the number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The customer makes the payment through a BNI channel or another bank.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The system verifies the VA number and the payment amount.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Successful transactions are recorded in the system.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The funds are forwarded to the company's main account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The merchant updates the customer's order or billing status.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">In the Virtual Account system, the VA number functions as a transaction identity. This allows the company to reconcile payments much faster and more accurately.<\/span><\/p>\n<h2><b>What is the BNI Virtual Account Code?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">There is no single BNI Virtual Account code that applies to all merchants. The Virtual Account number will differ based on the company, institution, customer, or transaction. You must use the number that appears on the payment page, invoice, email, or merchant application.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If your banking app already provides a selection of bank names, you simply need to choose BNI without manually typing the code 009.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, when an ATM machine asks for the bank code and account number simultaneously, enter 009 + the BNI Virtual Account number, then follow the instructions on the payment channel, as the column format may vary across different banks.<\/span><\/p>\n<blockquote><p><strong>Also Read: <a class=\"LinkSuggestion__Link-sc-1gewdgc-4 cLBplk\" href=\"https:\/\/www.ayolinx.id\/en\/blog\/virtual-account-ovo\/\" target=\"_blank\" rel=\"noopener\">List of OVO Virtual Account Codes for All Banks<\/a><\/strong><\/p><\/blockquote>\n<h2><b>Differences Between a BNI Virtual Account and a Regular BNI Account<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Although both serve as payment destination numbers, Virtual Accounts and regular accounts operate differently.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<h3><b>Virtual Account BNI<\/b><\/h3>\n<\/td>\n<td>\n<h3><b>Regular BNI Account<\/b><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Created for specific customers or transactions.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Created for individuals or business entities.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Helps identify payments automatically.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Transfers usually need to be matched via account mutation.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Can have a predetermined billing amount.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">The sender can input the amount themselves.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Can have a payment time limit\/expiration.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Generally does not have an expiration period.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Funds are forwarded to the company's pooling account.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Funds go directly into the recipient's account.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">The recipient's name can follow the merchant or customer.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">The recipient's name follows the account owner.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><b>Types of BNI Virtual Accounts<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">BNI provides several types of Virtual Accounts that can be tailored to a company's transaction needs:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Open Payment: Customers can input the payment amount themselves. This type is suitable for flexible payments, such as donations, deposits, or phased payments.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Closed Payment: The payment amount is predetermined by the system. Customers must pay the exact amount displayed. Closed payments are usually used for bills, online shopping checkouts, tuition fees, or order payments.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Partial Payment: Customers can pay a portion of the total bill according to the company's terms.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minimum Payment: The system determines a minimum amount that must be paid by the customer.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Open Minimum and Maximum Payment: Customers can input the payment amount themselves, but the amount must fall between a specified minimum and maximum limit.<\/span><\/li>\n<\/ol>\n<h2><b>How to Pay a BNI Virtual Account<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">wondr by BNI provides a dedicated Virtual Account menu so users don't need to make a regular account transfer. Here is how to pay:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Open and log in to the wondr by BNI app.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the Virtual Account menu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select New Destination (Tujuan Baru) if the number has never been used.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the BNI Virtual Account number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Press the button to continue.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check the billing details that appear.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the source of funds.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the nominal amount if prompted.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Confirm the payment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter your PIN to authorize the transaction.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wait until the payment is declared successful.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Save the transaction receipt.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Note: BNI states that VA numbers can be saved in wondr to be reused for future payments.<\/span><\/p>\n<h2><b>Via BNI Mobile Banking<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">If the Virtual Account menu is still available on the BNI Mobile Banking app you are using, the general steps are:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Open the BNI Mobile Banking app.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Log in using your User ID and MPIN.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the Transfer menu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select Virtual Account Billing.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the account to be used.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select New Input (Input Baru).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the Virtual Account Number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Verify the name and billing information.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the amount if the payment field is available.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Press Next (Lanjut).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter your transaction password.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Save the payment receipt.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">The menu appearance and names are subject to updates by BNI. Use the menu displayed in the application and follow the on-screen instructions.<\/span><\/p>\n<h2><b>Via BNI ATM<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Payments can also be made through BNI ATMs. Here are the steps:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Go to the nearest BNI ATM.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Insert your debit card.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the language.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter your ATM PIN.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select Other Menus (Menu Lainnya).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select Transfer.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select Virtual Account Billing or Virtual Account Transfer.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the source of funds account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the BNI Virtual Account number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check the billing details on the screen.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the amount if prompted.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select Yes or Correct to confirm.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wait until the transaction is complete.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Take and save the ATM receipt.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Do not proceed with the payment if the displayed recipient's name or bill amount is incorrect.<\/span><\/p>\n<h2><b>Via Internet Banking<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Users can also make payments through BNI Internet Banking if the service is active:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The general steps are:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Log in to the official BNI Internet Banking page.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter your User ID, password, and security code.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the Transfer menu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select Virtual Account Billing.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the BNI Virtual Account number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the source of funds account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check the billing details.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the amount if necessary.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Confirm the transaction.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Authorize using the available security method.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Save the payment receipt.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Ensure you access internet banking only through official channels. Avoid logging in via links sent in messages from unknown sources.<\/span><\/p>\n<h2><b>Via BNIdirect Business<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Corporate users can make Virtual Account payments<\/span><\/p>\n<p><span style=\"font-weight: 400;\">via BNIdirect business:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Log in to the BNIdirect business platform.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the Transfer Management menu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select Transfer to Virtual Account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click New Transfer.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the source of funds.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the Virtual Account Number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check the billing details.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the payment amount.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Choose an immediate or scheduled transaction.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click Next.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perform the authentication process.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Complete the process according to the company's authorization level.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Print or save the transfer receipt.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">BNI offers options for both immediate and scheduled Virtual Account payments via BNIdirect Business.\u00a0<\/span><\/p>\n<h2><b>Via Teller<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Paying through a teller is an option for users without mobile banking access<\/span><\/p>\n<p><span style=\"font-weight: 400;\">or those who wish to use cash:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit a BNI branch office.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Take a teller queue number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inform them that you want to pay a BNI Virtual Account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide the Virtual Account number to the officer.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">State the payment amount.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Verify the information confirmed by the teller.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hand over the cash or use a BNI account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wait until the transaction is processed.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Save the payment receipt.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Payments made at branch offices are subject to the bank's operating hours. Official BNI documentation states that transactions at branch offices are conducted on business days during applicable service hours.<\/span><\/p>\n<h2><b>Via Agen46<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Payments can also be made through an Agen46 that provides related services:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The method:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit the nearest Agen46.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inform the agent that you want to pay a BNI Virtual Account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide the VA number to the agent.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">State the payment amount.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check the billing information.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hand over the payment money along with the service fee, if any.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wait until the transaction is successful.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Request and save the payment receipt.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Ensure you use an official Agen46 and always ask for proof of transaction.<\/span><\/p>\n<h2><b>How to Pay a BNI Virtual Account From Other Banks<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">You do not have to own a BNI account to pay a BNI Virtual Account. Payments can be made from other banks via the interbank transfer menu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The general steps are:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Open your mobile banking app.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the Transfer menu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select Interbank Transfer (Transfer Antar Bank).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select BNI as the destination bank.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If prompted, enter the BNI bank code 009.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the Virtual Account number as the destination account number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the payment amount according to the bill.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select an available transfer method.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Verify the recipient's name and total payment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Confirm the transaction.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter your app PIN.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Save the payment receipt.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">BNI documentation states that Virtual Account (VA) payments via ATMs, internet banking, or mobile banking from other banks can be made using the Interbank Transfer menu.<\/span><\/p>\n<h2><b>From BCA<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">In general, payments via the BCA app are made by selecting interbank transfer, then:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select BNI as the destination bank.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the BNI Virtual Account number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Add the number as a new destination if necessary.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the exact billing amount.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select an available transfer method.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check the recipient details.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter your PIN to complete the transaction.<\/span><\/li>\n<\/ol>\n<h2><b>From BRI<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">For payments using BRI services:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Open the transfer menu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select transfer to another bank.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select Bank BNI.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the Virtual Account Number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the exact billing amount.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check the recipient information.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Confirm the payment using your PIN.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Note: Do not select the BRIVA menu, as the number you are paying is a BNI Virtual Account.<\/span><\/p>\n<h2><b>From Mandiri<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The general steps are:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the transfer to another bank menu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select BNI as the destination bank.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the Virtual Account Number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check the recipient's name.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the payment amount.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the transfer method.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Confirm the transaction using your PIN.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">The menu displays for BCA, BRI, and Mandiri may change following app updates. Follow the on-screen instructions and do not proceed if the recipient's details do not match.<\/span><\/p>\n<blockquote><p><strong>Also Read: <a class=\"LinkSuggestion__Link-sc-1gewdgc-4 cLBplk\" href=\"https:\/\/www.ayolinx.id\/en\/blog\/virtual-account-dana\/\" target=\"_blank\" rel=\"noopener\">Here Are The Virtual Account Codes For Funds From All Banks<\/a><\/strong><\/p><\/blockquote>\n<h2><b>How Much is the BNI Virtual Account Admin Fee?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">BNI Virtual Account payment fees can vary based on:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Merchant policies<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Payment channel<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank used<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Interbank transfer method<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Type of Virtual Account<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Transaction terms<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Fees can be absorbed by the company or charged to the customer. BNI notes that Virtual Account fees can be borne by the user customer or added to the nominal amount paid by the VA holder.<\/span><\/p>\n<h2><b>Accept BNI Virtual Account Payments for Business with Ayolinx<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">For business owners, providing BNI Virtual Accounts can help customers complete payments through a bank they already use.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Through the Ayolinx Payment Gateway, businesses can accept Virtual Account payments from BNI as well as various other banks within a single system. Ayolinx also provides a dashboard to monitor payment history and status based on date, method, and customer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Besides Virtual Accounts, Ayolinx supports payment channels such as e-wallets, QRIS, direct debit, and retail outlet payments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jadi tunggu apalagi?<\/span> <span style=\"font-weight: 400;\">So, what are you waiting for? Come on, make it easier for customers to complete payments and manage your business transactions more practically with <\/span><a href=\"https:\/\/www.ayolinx.id\/en\/\"><span style=\"font-weight: 400;\">Ayolinx<\/span><\/a><span style=\"font-weight: 400;\">!<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Pernah mendapatkan nomor Virtual Account BNI saat berbelanja online atau membayar tagihan, tetapi masih bingung bagaimana cara membayarnya? Tenang, pembayaran Virtual Account BNI bisa dilakukan melalui aplikasi wondr by BNI, BNI Mobile Banking, ATM BNI, internet banking, BNIdirect bisnis, teller, Agen46, hingga layanan bank lain. Virtual Account atau VA memudahkan pembayaran karena setiap nomor dapat [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":5956,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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Fokus Ayolinx adalah membantu bisnis dari berbagai industri untuk tumbuh dan berkembang melalui sistem pembayaran yang mudah diintegrasikan dan dapat diandalkan.","email":"corporate@ayolinx.id","telephone":"+62822 1188 9398","legalName":"PT Inovasi Pembayaran Digital","foundingDate":"2022-09-16","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"11","maxValue":"50"},"publishingPrinciples":"https:\/\/www.ayolinx.id\/privacy-policy\/"},{"@type":"Person","@id":"https:\/\/www.ayolinx.id\/#\/schema\/person\/dc2c46cfb92a05b3607aefa87e411e34","name":"Muhammad Iqbal","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.ayolinx.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/71f4f86d3ae154c7d95b27dd4079d8dfaf6bb0a2bd00ae41fe56902083dd93b4?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/71f4f86d3ae154c7d95b27dd4079d8dfaf6bb0a2bd00ae41fe56902083dd93b4?s=96&d=mm&r=g","caption":"Muhammad Iqbal"},"url":"https:\/\/www.ayolinx.id\/en\/author\/muhammad-iqbal\/"}]}},"_links":{"self":[{"href":"https:\/\/www.ayolinx.id\/en\/wp-json\/wp\/v2\/posts\/5953","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ayolinx.id\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ayolinx.id\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ayolinx.id\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ayolinx.id\/en\/wp-json\/wp\/v2\/comments?post=5953"}],"version-history":[{"count":2,"href":"https:\/\/www.ayolinx.id\/en\/wp-json\/wp\/v2\/posts\/5953\/revisions"}],"predecessor-version":[{"id":5957,"href":"https:\/\/www.ayolinx.id\/en\/wp-json\/wp\/v2\/posts\/5953\/revisions\/5957"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ayolinx.id\/en\/wp-json\/wp\/v2\/media\/5956"}],"wp:attachment":[{"href":"https:\/\/www.ayolinx.id\/en\/wp-json\/wp\/v2\/media?parent=5953"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ayolinx.id\/en\/wp-json\/wp\/v2\/categories?post=5953"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ayolinx.id\/en\/wp-json\/wp\/v2\/tags?post=5953"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}